CaixaBank, the bank that charges the most commissions in July: what other entities will bill their customers this month?

Banking entities often They charge commissions for services provided.. Many banks will charge fees in July for reasons such as managing checking accounts, sending credit cards, exchanging international currency, or making wire transfers. However, customers have several options to avoid these additional fees. This can mean: Unexpected additional expenses For those clients who do not meet certain requirements imposed by the bathroom.

Specifically, three entities will be imposing this type of fee during the month of July: Caixa Bank, Banco Santander and INGalthough there are ways to avoid them by meeting certain linking requirements or minimum usage.

• Caixa Bank: The Valencia-based entity plans to collect its fees quarterly, which It can reach up to 60 euros.It has been integrated into its daily program, and will be implemented on holders who do not meet its requirements. This commission does not apply to the new electronic account that does not have any commissions or conditions.
• Santander Bank: The bank headed by Anna Botín will receive a commission of Up to 20 euros To maintain your Santander account if all its requirements are not met, as is the case throughout the year. On the other hand, your Santander online account has no requirements, so its owners are not affected by this commission.
• a job: This entity charges a monthly fee. three euros From the payroll account if its requirements are not met. Customers who have a payroll account and pay every month can close it and open a NoCuenta account.

It is worth noting that the authorities own The right to determine the conditions they deem appropriate. For the services provided, as long as they are properly indicated in the price book and communicated to the customer at least two months prior to any change. In addition, the customer has the right to file a complaint if the bank fails to comply with any of the applicable guidelines.

To avoid paying these commissions, clients can meet certain requirements that “release” them from this obligation. One of the easiest ways to avoid commissions is to: Direct deduction from income or receiptsand also Contract for other additional products From the entity. If the bank charges fees for services that others do not, changing entities may be a viable option to save. The most common types of commissions include: Maintenance costsfor administrationby transformation Banking services, overdraft commission and claim on debtor positions, commission Withdraw money from ATMsCard maintenance, fees for using cards abroad, etc.

In short, bank fees are a relevant issue for banking users. Knowing and complying with the requirements set by each entity can help customers avoid additional expenses. More efficient management Your personal finances. When it comes to avoiding these types of commissions, there are several options, mainly between 100% online accounts with no requirements.