Tuesday, November 5, 2024

Woman from modest family who retired at 44 after working for 20 years: This was her way of saving

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Woman from modest family who retired at 44 after working for 20 years: This was her way of saving (Frebek)

story Rita Beccara He is an inspiring example to many. After nearly two decades working at one of the world’s largest companies, the former CFO of Microsoft Portugal You decide to “retire” at the age of 44. However, your retirement is not traditional, as it does not depend on a state pension. On the other hand, Rita Lives on the returns of his investments in real estate and personal assets.Which allowed him to regain control of his time and devote himself to what he was truly passionate about.

Rita was born into a modest family in SintraPortugal, and was the first in her family to attend university. From a young age he showed great ambition and determination. Although his path was not easy, he managed to graduate and began his career in the financial field, where he quickly proved his worth. After starting his career in DeloitteShe moved to Microsoft, where she held various positions in different cities around the world, including Seattle, Paris, Brazil, and Madrid. Finally, she achieved her goal of becoming CFO (CFO) Microsoft in its home countryPortugal.

Despite her professional success, Rita never lost sight of her personal priorities. The early death of her father at the age of 54 was a turning point in his life.When my father died of a heart attack, I realized how fragile life is.She decided she didn’t want to wait until she was 65 to enjoy her time. This event prompted her to rethink her life and plan for early retirement.

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Rita was always clear that saving was essential, but she also realized that putting money away in a term deposit wasn’t enough to secure her financial future. During his time in the United States, he learned about the importance of investing in the stock market, a concept not common in Portugal.”If we put our savings in a time deposit, inflation eats away at our money. “Investing in the stock market has allowed me to get a much higher return,” he explains.

Over the years, Rita He was investing in companies he knew well.such as Microsoft, and in other cases he carefully investigated. These investments, coupled with careful financial planning, allowed him to achieve financial independence much sooner than he had expected. When he was 44, he decided it was time to do so. “Buy your time back.” “What I did was get back the time I sold when I was 22 when I started working. Now I have the freedom to choose what I want to do with my life.

Today, Rita lives a life that many would envy. She lives in Portugal where she spends her days surfing and skateboarding on its beaches. Carcavelos and Caparica CoastActivities you love. In addition, he is committed to his own company, writes books, gives lectures, and participates in charitable events. His book “Life can’t waitOffers advice on managing personal finances and how to plan for early retirement. Rita also started a company that manages her investments and assets, allowing her to stay active in the financial world without the pressures of a corporate job.

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Although it is considered “retirement” Rita remains committed to financial education and helping others achieve their goals.Through his talks and book, he emphasizes the importance of controlling personal finances.We work 40 hours a week to make a paycheck, but we rarely stop to think about how to manage that money. It is essential that we control our finances to ensure a comfortable future.

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